Many prospective homebuyers are sitting on the sidelines, hoping one of two things will happen: mortgage rates will fall or home prices will come down. Those are understandable concerns, but they are not the only reasons buyers are hesitating. Today’s buyers are also dealing with higher everyday expenses, uncertainty about the economy and employment, difficulty saving a down payment, rising insurance and HOA costs, and the fear of buying just before the market changes. Some a

Every region of the country has its own unique homeownership challenges. A buyer relocating from another part of the U.S. may be familiar with snow damage, frozen pipes, or basement flooding, but have little experience with the issues common to Southern California. That's why it's important not to assume that a home is in good condition simply because it looks beautiful. Every area has risks that should be evaluated during the purchase process. Here are a few examples: Florid