For buyers, it's not only important to carefully select their real estate agent. Choosing the right lender can impact their stress level, negotiating power, monthly payment, and even whether they successfully close escrow. A good loan officer should be able to answer these questions clearly, confidently, and without sounding evasive. What loan programs do I qualify for? Not every buyer fits neatly into conventional financing. Buyers should ask about: Conventional FHA VA Jumbo